Your Credit Score: The (Other) Key To Your New Home

Improving credit score for mortgage

Tweet Each potential home buyer dreams of the day they’ll finally get the symbol of independence, security and prosperity: the key to the front door of their new home. Before you get that one, though, there’s another key you need to craft. Your credit score, a numerical representation of your credit history as an indicator […]

How, Why, and When to Lock in a Mortgage Rate

why lock in a mortgage rate?

Tweet If you’re on the market for a house now, congratulations. This is an historically good time to buy. Interest rates are low and prices are rising in most markets. Even if it seems like a disorienting and confusing process, home buying is worthwhile in the long run. A rate lock is an agreement by […]

Seven Reasons To Stop Worrying And Love Your Mortgage

love your mortgage

Tweet Every corner of the personal finance world seems to hammer home the same point: Debt is the wealth killer. Debt is the single greatest threat to your retirement planning, college savings and financial independence. Except, as it turns out, there is one kind of debt that defies all of these rules: mortgages. Money you […]

Is It Time To Upsize Your Home?

up-sizing your home for more space

Tweet Life rarely turns out the way we plan, and when a surprise comes along, it’s usually not an opportunity to simplify our lives.  If you’re one of the many parents blessed with one more angel than you had planned for, you understand just how such surprises can make the simplest things much more complicated. […]

Mastering the Homeowner Diet

savings plans for homeowners

Tweet Saving money is a lot like losing weight. It’s no fun, requires sacrifices and no one at a dinner party wants to hear about your plan.  For many first-time home-buyers, trying to save enough money for the down payment on a house can seem like a diet that won’t end. It might even be […]

A Quick Guide to Mortgage Pre-Qualification

make the most of a home show

Tweet We don’t get much practice in thinking about the cost of homes throughout our day-to-day lives. You probably know how much you could reasonably spend on a night out or a spontaneous vacation. Some quick back-of-napkin type of calculations can give you a reasonable budget for most everyday expenses. But when it comes to […]